The lower the loan-to-value ratio, the better the other terms and interest rates on your home loan. Often home loan borrowers come across several criteria set...
Universal Account Number (UAN) is the account where employees’ provident fund (EPF) deposits are made. In many companies, salaried employees are given EPF as a benefit...
Warren Buffett provides inspiration on how to get rich by reinvesting your profits. Together with his partner at that time, the magnate bought four more pinball...
Currently, the deadline for this has not been set by the government although those who have filed ITR for FY16-17 are required to do the same...
Some apparently illiquid avenues can be tapped in smart ways. While working with a pharmaceutical multi-national company in India in 2013, Mumbai-based 42-years old Rupali Kalav...
All major banks across the country as well as post offices offer Recurring Deposit (RD), which is a form of term deposit. Unlike a single payment...
To retire as a millionaire, you need to start planning early. Becoming a millionaire by the time you retire at age 65 is possible – if...
We cannot really deny the importance of having health insurance in today?s world, where the cost of medical treatment is rising on a daily basis. However,...
Life insurance is a critical part of your financial portfolio. Therefore, you must ensure your policy is as per your expectations. Mistakes, if any, need to...
Mutual funds are fast becoming the investment choice for many. In fact, mutual fund industry has witnessed an annual growth in SIP (systematic investment plan) contribution...
There had been much discussion on what the Finance Minister will provide to woo the common man. However, as seen from the Interim Budget 2019 presented...
There are many people who have money but what yardstick gives you the coveted title of High Networth Individual (HNI)? The number might be different from...
Union Budget 2019: There was a lot of ambiguity till the last minute whether the budget presented by the interim Finance Minister would be a full...
The Government’s announcement of zero tax for all individuals — salaried, self-employed, pensioners, small business and traders — who have a taxable income of up to...
Section 80C is the most used tax-saving section amongst the tax-payers to reduce their tax liability. Starting with PPF contributions, five-year term deposits, life insurance plans...
Fixed deposit (FD) is one of the most preferred investment avenues in India due to fixed interest rate for the investment tenure and guaranteed maturity value,...
Contribution towards the Employee Provident Fund (EPF) scheme is put together in the form of monthly salary deduction by both the employee and the employer. PF...
If you want to build a robust stock investment portfolio for your future. Then you must understand the concept of portfolio diversification. Portfolio diversification is the...
In the last quarter of financial year 2018-19, people — especially salaried people — are in a hurry to make investments to save taxes, as the...
There are various investment avenues available through which one may accumulate retirement corpus to avail pensions. However, there are three options which are directly linked to...
It’s the tax saving season but there are several taxpayers who wait till the fag end of the financial year (FY) 2018-19 to invest and save...
If you are an investor it is safe to assume that you must have heard the name of Warren Buffett in some context of investment. Warren...
Majority of home buyers require a home loan to buy a house. The first hurdle towards approval of loan application is to meet various loan eligibility...
India Post or Department of Posts, which runs the postal network of the country, offers a number of saving schemes with different interest rates. It offers...
National Pension System or NPS is designed to save towards post retirement years by making contribution during the work life. Income tax benefits are one of...
The government has revised the interest rates applicable to select small savings schemes. Investment in time deposits of one-year, two-year and three-year maturity periods will fetch...
Mumbai: What is your resolution for this year? The usual resolutions include exercising regularly, eating healthy, reading more books, spending time with family and going for...
Good news for the NPS subscribers. The Pension Fund Regulatory and Development Authority (PFRDA) has recently changed the withdrawal norms for the NPS (National Pension System)....
Not Everybody Loses Money In Stock Market How many times have you heard the stories of people who lost their last penny in the stock market?...
Come March and all the salaried and business people are worried alike. Reason being – tax declaration. It’s that time of the year when all you...
