The finance ministry has ratified the hike of the Employees Provident Fund (EPF) interest rate to 8.65% as approved by retirement fund manager EPFO. The finance...
Building a portfolio is a complex exercise, and its maintenance has to be regular. A person’s portfolio holds different types of assets based on her financial...
Clearly defining financial goal makes it easy to draw a financial plan The primary question that almost every investor has in mind is what instrument will...
With the new financial year comes a new income tax return (ITR) form too. The income tax (I-T) department has said that the new ITR-1 and...
Nothing can beat the convenience and ease a credit card offers while shopping and travelling. A credit card helps you fulfil your wants and needs even...
To create wealth, you need not have a large amount of lump sum money in hand, but you may achieve your goal by investing small amounts...
The final deadline for filing income tax return (ITR) for 2017-18 was 31 March 2019. But what if you missed that deadline too? If you were...
Have you recently received a call from a bank representative offering you a pre-approved personal loan or credit card? Chances are you have, and not one,...
Mutual funds are an easy, convenient and an effective tool to fulfil your financial goals. Managed by fund managers, mutual funds are investment schemes where in...
Slowly but steadily, market-linked uncertainties and the resultant fluctuations have begun to cast a gloomy shadow on different saving instruments. During such times, it is important...
Pratik falls under the 30% tax slab and he is yet to make any tax saving investments this financial year. Considering there are only a few...
As an investor, you may notice that your goals don’t always tie in to a 10- or 15-year maturity period. There may be times when you...
If you do not have a big lump sum amount to invest, one can start accumulating money by investing through recurring deposits A great vacation depends...
People tend to procrastinate saving for their retirement since an early retirement is considered a luxury. Can you survive without your income for a year? How...
Senior members of the family need to educate the young on savings and make it fun by awarding the points if specific saving targets are met...
When it comes to investing for long-term goals, equity mutual funds (MFs) are increasingly becoming the first and the right choice for most investors. A well-diversified...
Submission of documents and investment proofs generally starts in December because the readjusted amount of tax payable may be deducted at source (TDS) from the salary...
Getting at least Rs 50,000 per month out of the investments made would be everyone’s desire. There are many investment avenues available to you to accumulate...
When it comes to tax saving, Section 80C is among the popular go-to avenues to avail exemption on investments. If you have exhausted all options in...
If you are looking for a personal loan, you are required to satisfy a set eligibility parameters that lenders command. Personal loans don’t require you to...
Loans against credit cards are quite common nowadays. Being an unsecured loan, it is similar to a personal loan. The only difference being that a personal...
The lower the loan-to-value ratio, the better the other terms and interest rates on your home loan. Often home loan borrowers come across several criteria set...
Universal Account Number (UAN) is the account where employees’ provident fund (EPF) deposits are made. In many companies, salaried employees are given EPF as a benefit...
Warren Buffett provides inspiration on how to get rich by reinvesting your profits. Together with his partner at that time, the magnate bought four more pinball...
Currently, the deadline for this has not been set by the government although those who have filed ITR for FY16-17 are required to do the same...
Some apparently illiquid avenues can be tapped in smart ways. While working with a pharmaceutical multi-national company in India in 2013, Mumbai-based 42-years old Rupali Kalav...
All major banks across the country as well as post offices offer Recurring Deposit (RD), which is a form of term deposit. Unlike a single payment...
To retire as a millionaire, you need to start planning early. Becoming a millionaire by the time you retire at age 65 is possible – if...
We cannot really deny the importance of having health insurance in today?s world, where the cost of medical treatment is rising on a daily basis. However,...
Life insurance is a critical part of your financial portfolio. Therefore, you must ensure your policy is as per your expectations. Mistakes, if any, need to...
