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Wealth Management

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What Is a High-Net-Worth Individual (HNI)? Meaning, Criteria and Planning

A beginner-friendly guide to the meaning of HNI in India, net-worth calculation, wealth categories and the main planning considerations for managing substantial wealth.

Oct 15, 2026 · 22 min read

What Is a High-Net-Worth Individual (HNI)? Meaning, Criteria and Planning

October 15, 2026 by Samir Panchal

Indian professional reviewing a dashboard of assets, investments, property and liabilities to assess personal wealth.

A beginner-friendly guide to the meaning of HNI in India, net-worth calculation, wealth categories and the main planning considerations for managing substantial wealth.