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Mutual Funds

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Direct vs Regular Mutual Funds: Differences, Costs and Returns

Illustration of one mutual fund portfolio accessed through direct and regular plan routes.

Direct and regular plans are options within the same mutual fund scheme, but they differ in expenses, distribution and investor support. This beginner-friendly guide explains how those differences can affect NAV and returns over time.

When Should You Start Investing in Mutual Funds? A Beginner’s Guide

Beginner assessing emergency savings, goals, time horizon and risk before investing in mutual funds.

The right time to start investing in mutual funds depends less on predicting the market and more on your financial readiness. This practical guide helps Indian beginners assess their emergency savings, debt, goals, risk tolerance and investment horizon before choosing a SIP or lump-sum investment.